A basic plan by an experienced professional costs $175. More comprehensive analysis covering retirement, insurance, and taxes ranges from $250 to $15,000.
PHONE: 1-800-438-2384 Citicorp Investment Services: Free advice (by phone or in a branch) on investments. Service covers goal setting, risk appetite, asset allocation and projected income needs at retirement.
PHONE: 1-800-721-1899 (ext. 0402)
Merrill Lynch: The $175, hardbound Financial Foundation report educates and makes specific recommendations. How well you understand it depends on the broker you draw.
PHONE: 1-800-637-7455 (ext. 1735)
Prudential Securities: Answer 25 questions and get a free hardbound Personal Financial Architect report and an on-the-spot demonstration of alternative scenarios by Pru brokers.
PHONE: 1-800-654-5454 (ext. 100)
$500 buys a onetime phone-planning session on retirement, investments or estate preparation. Pricier ongoing advice and trust services costs $2,500 and up, or $500,000 in assets.
PHONE: 1-800-523-9936
